10. Character is the first and last word in the success circle

　　人的品格是事业成功的先决条件。

　　11. Cleanliness is next to godliness

　　整洁近于美德。

　　12. Courtesy costs nothing

　　彬彬有礼，惠而不费。

　　13. Doing nothing is doing ill

　　无所事事，必干坏事。